It's your future — why not plan for success?
You work hard for every dollar. Your dreams, your goals and the future financial security of your family rest on the choices you make today. If only planning were as simple as putting away dollars in an IRA or making a few wise investments in stocks and bonds. Unfortunately, it isn't.
What is a financial plan?
Comprehensive financial planning is much more than reviewing your investments. It is also insurance, taxes, educational funding, employee benefits, retirement, estate planning and more. Through planning, you develop a complete picture of your financial situation, complete with a written plan to help you realize your goals, dreams and financial security.
Your financial plan also examines contingencies for those "what if" situations in life, such as unexpected illness or disability or the loss of a spouse. While no plan can prevent bad news, it can help ease the pain by having carefully crafted contingency plans in place when they are most needed.
Your financial plan is a personal document. More than just retirement planning, a comprehensive personal financial plan looks at where you are today and what your needs will be in the years ahead: the college fund, dependent parents, a child's wedding. They are real life obligations that have a huge impact on your finances.
Creating a financial plan is the foundation to successfully achieving your personal financial goals. For this reason, we urge everyone to invest the time in creating a financial plan as a first step.